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[content]
Online Business Banking For Startups, Small Businesses & Scaling Companies
Products
Business Banking
Manage your business finances at every stage of growth.
Try the demo
Banking & More
Apply for business accounts, earn yield, and access capital.
Products
Checking & Savings
Working Capital Loans
Venture Debt
Treasury by Mercury Advisory
Cards & Expense Management
Issue cards instantly and control team and vendor spend.
Products
Business Credit Cards
Expense Management
Payments & Invoicing
Send payments, create invoices, and sync your accounting tools.
Products
Payments
Invoicing
Accounting Automations
Intelligence
Leverage AI to understand and manage your finances.
Products
Command
Insights
API
Personal Banking
A smarter way to manage, move, and grow your personal finances.
Solutions
Tech
Spend less time on money management and more time building.
Ecommerce
Get everything you need to grow your brand at every stage.
Agencies, Consultants & Firms
Simplify your finances across every client and project.
VC Funds
Manage investments in all your portfolio companies in one place.
Crypto
Run everything from a fast, compliant hub built for the speed of crypto.
Accounting Firms
Bring clarity to your clients and efficiency to your firm.
& More
LLCs
Life Science
Climate
Real Estate & Construction
Healthcare Services
Resources
Blog
Practical resources, insights, and inspiration.
Jump to
Starting A Business
Scaling & Growing
Stories
Company News
Perks
Deals on the top software picks for growing businesses.
Jump to
Startup Bundle
Growth Bundle
Ecommerce Bundle
Tools
Free calculators, templates, and databases.
Jump to
Investor Database
SAFE Generator
Burn Rate Calculator
Product Releases
About
Our Story
The vision behind Mercury and the people helping to shape the future of banking.
Connect
Events
Partnerships
Careers
Support
Help Center
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FAQs
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Pricing
Dashboard
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Dashboard
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Products
Solutions
Resources
About
Pricing
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Dashboard
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Open account
Radically different banking
Apply online in 10 minutes to experience banking
unlike anything that’s come before.
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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
Everything you do with money.
All in one place.
Business banking & more
Apply for free checking and savings accounts with zero minimums, earn up to
3.81
%
yield with Treasury by Mercury Advisory,
and access loans
to help you grow.
Cards & expense management
Earn 1.5% cashback on credit card spend,
and control team expenses with cards, reimbursements, limits, and approvals all in one place.
Payments & invoicing
Send money around the world and pay bills with no fees on USD payments, create free invoices, and get paid directly into your Mercury account.
Accounting
Sync with Quickbooks, Xero or NetSuite, and save hours with AI-powered automations to close your books faster.
Launch demo
Loved by
300K
+ of the
most ambitious entrepreneurs on the planet
SaaS
Unlike most financial institutions, Mercury is built on software. Everything can be done within the app in 1-2 minutes.
Karri Saarinen
Founder, Linear
Ecommerce
Building an ecommerce brand with millions of customers means constant change. Mercury is the one part of our finance stack that always keeps pace.
Eric Wu and Jahaan Ansari
Co-Founders, Gainful
Agency
We love Mercury’s interface. Built-in permissions means our accountant can easily make payments —
literally one click and it’s done.
Karen Halstead
Founder, Ways & Means
Banking’s been a headache. Now, it’s a head start.
Create cards in a couple of clicks
Instantly spin up as many virtual cards as you need. Create cards for any purpose — ad spend, contractors, you name it.
Watch bills pay themselves
AI reads bills, populates details automatically, and remembers past recipients — so you can approve and pay in seconds.
Get paid without a patchwork of tools
Send manual and automatic invoices, accept flexible payment methods, and manage customer details right from your Mercury account.
Reconcile receipts without the runaround
Email or upload receipts and we’ll auto-attach them to the right card transaction. You don’t lift a finger.
Mercury has completely changed my expectations of what banking
should do.
The vision and craft is so far beyond what traditional banking can provide.
Paul Copplestone
Founder and CEO, Supabase
Get started fast. And never stop moving.
Apply online in 10 minutes
Free checking and savings accounts — no in-person visits or paperwork.
Get a credit card instantly
Access business credit cards as soon as day one — no minimums, credit checks, or personal guarantees.
Explore credit cards
Tackle banking tasks in seconds
Find any transaction, vendor, or card, or jump straight to creating payments, transfers, and more — all from one universal search bar.
Stop losing money to fees. Start using it to fuel your growth.
Send no-fee USD payments around the globe
$0 USD wires and $0 maintenance fees can save you thousands of dollars per year.
Earn 1.5% cashback on credit spend
Unlimited cashback automatically deposited into your account — no manual redemption or confusing points.
Explore credit cards
Earn up to
3.81
%
yield with Mercury Treasury
Access high-liquidity, lower-risk portfolios powered by J.P. Morgan Asset Management and Morgan Stanley.
Explore Treasury
Run your business like a seasoned pro
Total visibility
Get a clear view of all available funds and money in and out, in one snapshot.
Automations
Reduce busywork with automated transfers, approval flows, and AI-powered transaction categorization.
Team management
Curb team spend with card limits, spend controls, and granular user permissions.
Guidance
Chat support for all customers, plus dedicated account management for those who qualify.
You’re creating something to stand the test of time. So are we.
300K
+
Entrepreneurs love us
1 in 3
Startups choose Mercury
$20B+
Monthly transaction volume
4.9
Apple App Store rating
Standard protection stops short. Mercury goes further.
20x the usual coverage
Get up to $5M FDIC insurance through our partner banks and their sweep networks
to ensure eligible deposits are protected.
Next-level account security
Know your account is safe with tech-forward fraud and phishing protection, MFA verification, dark web monitoring, and more.
Controls at your fingertips
Decide who can view, move, or debit funds — with approval flows, locks, and permissions that keep you fully in control.
Mercury in the spotlight
Mercury hits $5.2B valuation
$650M in annual revenue and profitable
Mercury lands $300M Series C
Banking – redesigned from the ground up.
Open account
Contact sales
Mercury for business
For $0/month, get started with business banking
that helps you accomplish everything you want to do with your money.
Explore demo
Mercury for personal
Level up your personal finances with
3.25
%
APY
on your savings account, joint accounts, unlimited free USD wires, and more.
Learn more
Banking
Business Checking & Savings
Treasury
Business Credit Cards
Working Capital Loans
Venture Debt
Personal Banking
Platform
Pricing
Switch to Mercury
Command
Insights
API
Security
Perks
Resources
Help Center
Meridian
Blog
Tools
Events
Business Formation Resources
Peak Season
Product Releases
Mercury Business Banking vs. Chase
Finance Ops
Financial Workflows
Payments
Bill Pay
Invoicing
Expense Management
Accounting Automations
SAFEs
Solutions
Ecommerce
Agencies, Consultants & Firms
SaaS
VC Funds
Crypto
LLCs
Life Science
Accounting Firms
Climate
Real Estate & Construction
Healthcare Services
Account
Open Account
Log In
iOS
Android
About
How Mercury Works
Our Story
Careers
Partnerships
Contact
Legal
Privacy Policy
Follow Us
X
LinkedIn
YouTube
Instagram
TikTok
Disclaimers and footnotes
Mercury is a fintech company,
not an FDIC-insured bank
. Banking services provided through
Choice Financial Group
and
Column N.A.
, Members FDIC. Deposit insurance covers the failure of an insured bank.
