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[canonical-links]
https://puzzle.io/pricing

[document-links]
/
AI Close Automate month-end close with AI agents: /ai-close
AI Close: /ai-close
AI Field Guide for Accounting Firms Two questions to ask to every AI vendor: /ai-field-guide-for-accounting-firms
AI Field Guide: /ai-field-guide-for-accounting-firms
API / MCP Build on Puzzle's agent-native architecture: /api-mcp
API / MCP: /api-mcp
About Puzzle: /about
Accrual Automation Prepaid expenses, fixed assets and more: /accrual-automation
Accrual Automation: /accrual-automation
Accuracy AI Accuracy you can audit: /accuracy-ai
Accuracy AI: /accuracy-ai
Blog & news: /blog
Book a demo: /book-a-demo
Book a demo: https://puzzle.cal.com/forms/ce39d797-fd91-45da-93a8-645887ce717a
Careers: https://jobs.ashbyhq.com/puzzle.io
Chat with an expert: https://start-chat.com/slack/puzzle/rDUtIN
Chat with our team: https://puzzle.cal.com/forms/ce39d797-fd91-45da-93a8-645887ce717a
Contact support: https://help.puzzle.io/en/articles/12657717-how-to-contact-support
Customer stories: /customer-stories
FAQs: /legal/faq
Find a Puzzle accountant: /accountant-listing
Find an Accountant: /accountant-listing
Get matched with an expert: https://app.puzzle.io/signup
Get started for free: https://app.puzzle.io/u/signup?state=hKFo2SAzWWkyZzlaUlJaRUM5MHh3dVZZWHVidU85R3FtbjBQQaFur3VuaXZlcnNhbC1sb2dpbqN0aWTZIGhiVS0wWldBSG5fMVNDRXVLMkFLb3ZfUGhXcnlqWV9Bo2NpZNkgWDVjUzBpMEpYd1MwNGVzY3cweWo3bzN0akh4TTA2S0o
Help center: https://help.puzzle.io/en/?_gl=1*1mx67n6*_gcl_au*NjA2MjA1NTIxLjE3NTQyOTAwMDY.*_ga*MTk5NzI3NzI4Mi4xNzQxODA2MDE0*_ga_2NQ41EYFTG*czE3NjA2NjM5NjAkbzYwJGcxJHQxNzYwNjY1MjkzJGo4JGwwJGgxODU4ODk4NDcz
Integrations Stripe, Mercury, Ramp, Brex, Gusto & more: /integrations
Integrations: /integrations
Invoicing Send, track, and reconcile invoices: /invoicing
Invoicing: /invoicing
Partner rewards: /partner-rewards
Partner with Us: /partner
Pricing: /pricing
Privacy policy: /legal/privacy
Puzzle Certification Training: https://puzzle.thinkific.com/courses/puzzle-certification
Puzzle Launches AI Suite, Betting on Accountants in the Age of AI: /blog/puzzle-launches-ai-suite
Puzzle for Accountants AI-powered, accountant designed: /dev/for-accountants-1
Puzzle for Accountants Scale revenue without scaling headcount: /for-accounting-firms
Puzzle for Accountants: /for-accountants
Puzzle for Accountants: /for-accounting-firms
Puzzle for Firms Scale revenue without scaling headcount: /for-accounting-firms
Puzzle for Firms: /for-accounting-firms
Puzzle for SMBs Real-time, accurate books: /small-business
Puzzle for SMBs: /for-accounting-firms
Puzzle for Startups Know your numbers every day: /solutions/startup
Puzzle for Startups: /small-business
Puzzle vs QuickBooks: /quickbooks
Read more here →: https://puzzle.io/blog/puzzle-launches-ai-suite
Revenue Recognition Cash and accrual revenue, automated: /revenue-recognition
Revenue Recognition: /revenue-recognition
Security: /security
Sign in: https://app.puzzle.io/login
Start your free trial: https://app.puzzle.io/signup
Talk to us: https://meetings.hubspot.com/alexey2/pricing-review-scale
Talk to us: https://puzzle.cal.com/forms/ce39d797-fd91-45da-93a8-645887ce717a
Talk with an expert: https://start-chat.com/slack/puzzle/rDUtIN
Terms and conditions: /legal/terms-of-service
Time saving calculator: /time-savings-calculator
Try Complete free for 14 days: https://app.puzzle.io/signup
here: /book-a-demo
here: /integrations
https://twitter.com/puzzlefin
https://www.linkedin.com/company/puzzlefin/
https://www.youtube.com/@puzzlefin

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[content]
Puzzle Pricing - Accounting Software & Services for Startups
50% faster month-end close — or your money back
Puzzle customers who fully onboard and connect supported integrations can reduce the time required to complete their monthly close by 50% or more compared to QuickBooks or similar general ledger software. If you do not experience at least a 50% reduction in your month-end close time within your first 60 days, we will refund your Puzzle subscription fees.
Guarantee eligibility requirements:
‍
‍
To qualify, customers must:
• Complete Puzzle onboarding and setup call within 7 days of subscription start
• Connect all primary financial data sources using supported live API integrations, including bank accounts, credit cards, payroll, invoicing, and payment processors
• Use Puzzle as the primary general ledger for at least one full monthly close cycle
• Categorize transactions, reconcile all connected accounts, and use Puzzle’s tranaction, vendor AI Month-End Close Accuracy reviews
• For single-entity accounting structures only
• Not rely on CSV uploads, PDF uploads, or unsupported integrations
‍
‍
Measurement of time savings
‍
‍
Month-end close time is defined as the total time required to categorize transactions, reconcile accounts, and complete the accuracy review necessary to finalize financial statements. Time savings are measured based on customer-reported comparisons between their prior general ledger software and Puzzle.
‍
‍
Refund terms
‍
‍
If you do not experience at least a 50% reduction in month-end close time in your second month close, you may request a refund of your Puzzle subscription fees within 30 days (up to 90 days from original subscription date). Refunds apply only to Puzzle subscription fees and exclude third-party fees, implementation fees, taxes, and pass-through costs.
Puzzle AI Suite is now available, including AI Close Agents for Accountants!
Read more here →
Resources
Get Support
Resources
Puzzle Launches AI Suite, Betting on Accountants in the Age of AI
Find an Accountant
Help center
Contact support
Security
Blog & news
Customer stories
Partner rewards
Time saving calculator
Companies
Puzzle for Startups
Know your numbers every day
Puzzle for SMBs
Real-time, accurate books
Accounting Firms
Puzzle for Firms
Scale revenue without scaling headcount
Puzzle for Accountants
AI-powered, accountant designed
AI Close
Automate month-end close with AI agents
AI Field Guide for Accounting Firms
Two questions to ask to every AI vendor
Product
AI Close
Automate month-end close with AI agents
Accrual Automation
Prepaid expenses, fixed assets and more
Invoicing
Send, track, and reconcile invoices
Integrations
Stripe, Mercury, Ramp, Brex, Gusto & more
Revenue Recognition
Cash and accrual revenue, automated
API / MCP
Build on Puzzle's agent-native architecture
Accuracy AI
Accuracy you can audit
Product
AI Close
Automate month-end close with AI agents
Accrual Automation
Prepaid expenses, fixed assets and more
Invoicing
Send, track, and reconcile invoices
Integrations
Stripe, Mercury, Ramp, Brex, Gusto & more
Revenue Recognition
Cash and accrual revenue, automated
API / MCP
Build on Puzzle's agent-native architecture
Accuracy AI
Accuracy you can audit
Accounting Firms
Puzzle for Accountants
Scale revenue without scaling headcount
AI Close
Automate month-end close with AI agents
AI Field Guide for Accounting Firms
Two questions to ask to every AI vendor
Companies
Puzzle for Startups
Know your numbers every day
Puzzle for SMBs
Real-time, accurate books
PRODUCT
AI Close
Automate month-end close with AI agents
Accrual Automation
Prepaid expenses, fixed assets and more
Invoicing
Send, track, and reconcile invoices
Integrations
Stripe, Mercury, Ramp, Brex, Gusto & more
Revenue Recognition
Cash and accrual revenue, automated
API / MCP
Build on Puzzle's agent-native architecture
Accuracy AI
Accuracy you can audit
accounting firms
Puzzle for Accountants
Scale revenue without scaling headcount
AI Close
Automate month-end close with AI agents
AI Field Guide for Accounting Firms
Two questions to ask to every AI vendor
companies
Puzzle for Startups
Know your numbers every day
Puzzle for SMBs
Real-time, accurate books
Puzzle vs QuickBooks
Pricing
Resources
Get Support
Resources
Puzzle Launches AI Suite, Betting on Accountants in the Age of AI
Find an Accountant
Help center
Contact support
Security
Blog & news
Customer stories
Partner rewards
Time saving calculator
Resources
Get support
Find a Puzzle accountant
Help center
Security
Resources
Blog & news
Customer stories
Partner rewards
Already have an account?
Sign in
Book a demo
Sign in
Book a demo
Start for free.
Scale with ease.
Are you an accounting firm? Get custom pricing and early access to AI Close
here
Free 14 day trial
AI, chat and human support
Full service accounting option via partners
Cancel anytime
Yearly
Save 20%
Monthly
Starter
Your first books
$25
$30
$25
$30
$0
$0
/mo
, billed annually*
100% off for 2 months
Start your free trial
AI credits included
25 credits life time
Chat
Cowork
Close
AI Close (add-on)
Starter includes:
Up to 98%
auto-categorization
Auto-drafted financial statements
Cash & accrual books
Unlimited connections
1-click tax report
CPA-approved Chart of Accounts templates
1 User
AI support
AI setup review
Core
Your QuickBooks replacement
$60
$72
$60
$72
$30
$36
/mo
, billed annually*
Save 50% for 3 months
Start your free trial
AI credits included
25 credits life time
Chat
Cowork
Close
AI Close (add-on)
Everything in Starter, plus:
Insights: Cash, Burn, Runway, Margin & more
Spend tracking and insights
Revenue tracking and insights
Variance analysis
Multi-entity (via Integration)
Advanced reporting
Custom chart of accounts
5 Users
Chat support
Self-guided QuickBooks migration
Most Popular
Complete
Your business upgrade
$100
$120
$100
$120
$50
$60
/mo
, billed annually*
Save 50% for 3 months
Start your free trial
50% faster, guaranteed
AI credits included
100 credits / month
Chat
Cowork
Close
AI Close (add-on)
Everything in Core, plus:
AI-powered accuracy review
AI-powered reconciliations
AI insights and analysis
AI-enhanced categorization
Categorize from your inbox
Classes, departments, &projects
Revenue recognition
‍
Unlimited users
Priority chat support
White-glove QuickBooks migration
‍
Scale
High volume accounting
$300
$360
$300
$360
$150
$180
/mo
, billed annually*
Save 50% for 3 months
Talk to us
AI credits included
300 credits / month
Chat
Cowork
Close
AI Close (add-on)
Everything in Complete, plus:
Subledgers
Priority support
Priority agent support
Priority feature requests
No transaction limits
No integration limits
Backup and restore
‍
‍
Unlimited users
Priority chat support
Dedicated support & onboarding
WHY MOST TEAMS CHOOSE COMPLETE
Close your books 50% faster —
or your money back.
Complete automates the tedious parts — with 98% accuracy — so your team and your accountant can focus on what matters.
50% faster, guaranteed
Save 5+ hours every month
Enhanced AI categorization and automated accuracy review mean less manual work, more confidence in your numbers
Approve transactions from your inbox
Categorize and review without logging in. Your books stay current while you run your business
Try Complete free for 14 days
7,000+ accounting firms and startups trust Puzzle.
“Puzzle gives us instant clarity on our finances so we can move faster. It’s the first accounting platform that actually matches the pace of an AI company.”
Ajith Govind, Founder
Cactus
“Puzzle has made our life so much simpler on the accounting front! That translates into 3 hours/month that we've saved using Puzzle.”
Alex Poe, Founder
Chambr
“When we first logged into Puzzle, we instantly knew why it was built for people like us. The product is delightful and that is not easy to achieve in an accounting system!”
George Matelich, Founder
Rely
AI chat and agents, fully under your control.
Get insights or build workflow with credits. Credits are used when you ask AI for something, or you ask an agent to take an action on your behalf. Each action uses 1 credit.
Categorization agents
AI and rules will never get you to 100%. But with categorization agents, you can get up to 98% “no touch” categorizations.
Insights agents
Generates financial narrative, cash runway models, and advisory-ready reports on demand.
Close agents
Runs your month-end close steps: reconciliations, accuracy checks, and variance explanations. AI experts available to help you set it up for your agents.
Are you an Accounting Firm?
Unlock partner plans and pricing.
Talk to us
Don't have an accountant? We'll match you with one.
Puzzle automates the day-to-day. Our vetted partners handle the rest — bookkeeping, tax prep, R&D credits, and more.
Bookkeeping
Tax Prep & Filing
R&D Tax Credits
CFO Advisory
Trusted by 500+ companies who pair Puzzle with professional services
Get matched with an expert
Compare plans
Features
Starter
$0 / mo
Core
$30 / mo
Complete
$50 / mo
Scale
Starting at $150
Core Accounting
Cash books
Accrual books
P&L and Balance Sheet
Cash activity statement
AI-powered categorization
Automatic bank reconciliation
Multi-entity (via Integration)
Track by class, department, or project
Subledgers (Revenue, Expenses, Payroll)
AI & AUTOMATION
Enhanced AI categorization
Categorize from your inbox
AI-powered accuracy review
AI-powered month-end close
Custom AI Agents
Revenue recognition
AI Document Upload
INSIGHTS
Insights: Cash, Burn, Runway & more
Revenue tracking & drill-down
Revenue tracking & drill-down
Custom financial reports
SUPPORT & MIGRATION
AI-powered support
Live chat support
Self-guided QuickBooks migration
Priority live support
White-glove QuickBooks migration
API access
Dedicated support & onboarding
FAQs
Which plan is right for me?
Most companies choose Complete ($100/mo) for enhanced AI categorization, email-based bookkeeping, white-glove QB migration, and class tracking.If you're just getting started and don't have any books yet, the Starter ($25/mo) plan helps you setup your first books with AI-powered categorization from day one.
What's included in the free trial?
Your 14-day trial includes full access to the Complete plan. Your data is saved when you convert to a paid plan. You can switch plans at any time.
Can my accountant or bookkeeper access Puzzle?
Yes. Puzzle is built to work for both founders, business owners and their accounting firms. Invite your accountant or bookkeeper to collaborate directly in the platform and if you don't have one, we can help introduce you to a Certified Puzzle Expert. Note that the Starter plan is limited to 1 user — you'll need Core or above for multi-user access.
What integrations are supported?
Puzzle connects to modern tools like Mercury, Stripe, Ramp, Brex, Gusto, Rippling, Rho, Deel, and thousands more through Plaid. Bank accounts, credit cards, payroll, and revenue tools sync automatically. Check our integrations page for the full list
here
How accurate is the AI categorization?
Customers regularly see 98% auto-categorization and beyond — especially when they connect tools like Mercury, Brex, Ramp, Stripe, Gusto, and Rippling. These integrations give Puzzle rich transaction data (vendor names, memo fields, payroll line items) that our AI uses to categorize with high confidence right out of the box.
The more context Puzzle has, the more accurate it gets. The small number of remaining transactions are surfaced for quick review by you or your accountant, so nothing slips through.
Can I switch plans later?
Yes, you can upgrade or downgrade your plan at any time. Changes take effect immediately.
How is Puzzle different from QuickBooks?
Puzzle is AI-first accounting built for modern startups, small businesses and their accounting firms. Where QuickBooks uses rules-based categorization, Puzzle uses AI with 98%+ accuracy. Where QuickBooks updates monthly, Puzzle updates in real-time. And Puzzle connects natively to the tools modern companies already use — Mercury, Stripe, Ramp, Brex, Gusto, Rippling, Rho and more.
Does Puzzle support multi-entity?
Yes. Multi-entity consolidation is available on Core and above via integration with Joiin.
Still have questions?
Chat with our team
Ready to see your finances in real-time?
Start your free 14-day trial today. Cancel anytime.
Book a demo
Chat with an expert
Get started for free
Accurate books. At AI speed.
Product
AI Close
Accrual Automation
Invoicing
Integrations
Revenue Recognition
API / MCP
Accuracy AI
Accounting Firms
Puzzle for Accountants
AI Close
AI Field Guide
Companies
Puzzle for Startups
Puzzle for SMBs
Resources
Puzzle vs QuickBooks
Blog & news
Customer stories
Partner rewards
Time saving calculator
Puzzle Certification Training
Support
Find an Accountant
Help center
Talk with an expert
FAQs
Company
Pricing
About Puzzle
How it works
Partner with Us
Careers
Security
Copyright © Puzzle 2026
Privacy policy
Terms and conditions
Automated bookkeeping tasks and daily insights that amplify your financial clarity.
PRODUCT
AI Close
Accrual Automation
Invoicing
Integrations
Revenue Recognition
API / MCP
Accuracy AI
ACCOUNTING FIRMS
Puzzle for Firms
Puzzle for Accountants
AI Close
AI Field Guide
COMPANIES
Puzzle for Startups
Puzzle for SMBs
RESOURCES
Puzzle vs QuickBooks
Blog & news
Customer stories
Partner rewards
Time saving calculator
Puzzle Certification Training
SUPPORT
Find an Accountant
Help center
Talk with an expert
FAQs
COMPANY
Pricing
About Puzzle
How it works
Partner with Us
Careers
Security
Copyright © Puzzle 2026
Privacy policy
Terms and conditions
Guarantee applies to customers who complete onboarding, connect supported live API integrations, and use Puzzle for a full monthly close cycle. Based on customer-reported comparisons to prior general ledger software, including QuickBooks and other legacy general ledgers. Refund limited to Puzzle subscription fees. Terms apply (i).
* Monthly equivalent shown. Billed annually.
** Starter is free for 2 months.
