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[content]
Grow With Payhawk - Spend Management For Small Businesses | Payhawk
Skip to main content
Apply now
EXCLUSIVE PROGRAM FOR SMALL BUSINESSES
Save 85%* and gain full control over your business spend
Payhawk's Growth Program offers small businesses an enterprise-ready solution to control spending at a fraction of the regular price.
Apply now
*
Compared to a regular plan with a similar list of features on the Growth Program.
Big savings for small businesses
7 days
commitment free
£149
per month
50% discount
on regular plans when you upgrade in the first year
We recommend Payhawk's Growth program to our portfolio of seed-stage companies. It's a very cost-effective way to easily manage and control spending as a small business, which will also scale with you in the future. With the Growth program you get the power of a market-leading spend management solution for a fraction of the usual cost.
Mehmet Atici
Partner, Earlybird Venture Capital
Who's eligible
Designed for small businesses
New customers
You are not an existing Payhawk customer.
Small team
You have fewer than 10 employees*.
EEA or UK company registration
Your company is registered in the EEA or UK.
*
Payhawk's services in the UK are not available for micro-enterprises or small charities as defined in the UK Consumer Duty Regulations. A micro-enterprise employs less than 10 people and has a turnover or annual balance sheet of less than €2 million.
What's included in the program
Get Payhawk's complete product suite at a fraction of the usual cost
Payhawk's Growth program empowers your small business with an enterprise-ready spend management solution, giving you access to everything you need to efficiently control spending at a fraction of the cost.
10
debit cards
8
employee seats
2
admin or accountant seats
Unlimited
card transactions
15
reimbursements per month
15
invoices per month
Dedicated IBANs in multiple currencies
Dedicated IBANs in multiple currencies, safeguarding of funds in line with PSD2, and seamless linking to your existing bank accounts.
Corporate cards
Corporate Visa debit cards in 7 currencies across 32+ countries with proactive spend controls, automated receipt collection, and real-time spend reports.
Learn more
Expense management
Fully digitized employee reimbursements and travel expenses with advanced approval flows and direct reimbursement to employee bank accounts.
Learn more
Accounts payable
End-to-end accounts payable software including invoice management, suppliers, approval workflows, as well as free domestic payments.
Learn more
Native integrations and developer API
Market-leading integrations with your accounting software, plus a robust RESTful API and real-time webhooks.
Learn more
How it works
Getting started is quick, easy, and commitment free
Apply
Provide some basic details about your company so we can check your eligibility. Most applications are approved instantly and once approved you'll be able to create your account and start exploring Payhawk.
Explore for 7 days
After creating your account, you get free access to Payhawk for 7 days. Download the mobile app, add up to 10 users, connect your accounting software using our intuitive connection wizard, start submitting expenses and more.
Sign up
During the 7-day exploration period, we ask you to provide a few more details so we can complete legally required compliance checks. This grants you access to payment functionalities, and you can start using Payhawk to optimize all your business spend.
Apply
Provide some basic details about your company so we can check your eligibility. Most applications are approved instantly and once approved you'll be able to create your account and start exploring Payhawk.
Explore for 7 days
After creating your account, you get free access to Payhawk for 7 days. Download the mobile app, add up to 10 users, connect your accounting software using our intuitive connection wizard, start submitting expenses and more.
Sign up
During the 7-day exploration period, we ask you to provide a few more details so we can complete legally required compliance checks. This grants you access to payment functionalities, and you can start using Payhawk to optimize all your business spend.
Apply now
Join many other small businesses already using Payhawk
“If you are looking to scale your expensing with your team, you are also getting to the point that you’d be stupid if you didn’t take the elegant and simple solution.“
Gijs Spaans
European Director
Read the full story
"The team loves the Payhawk App! It's straightforward for everyone to use. We've also seen fewer mistakes now that the built-in OCR tech captures all the receipt data once someone uploads a receipt. So, all they need to do is choose the right category, etc."
Alessandro Lupo
Finance Director
Read the full story
"Saving time with Payhawk is a game changer; we've even been able to allocate resources to revenue-impacting teams — we now have a finance employee who spends 50 % of her time supporting as an SDR."
Carolina Einarsson
Finance Director
Read the full story
Level up your small business with a highly-trusted spend management platform
FAQs
What features do I get with the Growth program?
The Growth program unlocks the full suite of Payhawk features, including card management, expense tracking and reimbursements, accounts payable with invoice handling, and global supplier payments. Enjoy seamless integrations with accounting systems and extensive customization options for approval workflows and spending controls.
While tailored for small and growing businesses, certain enterprise functionalities such as purchase orders, multi-entity management, budget tracking, HR and ERP integrations, credit cards, cashback, and dedicated implementation support are not included.
What happens if I need more than 10 cards?
As part of the Growth program, you have the option to buy a one-time add-on for an extra 10 cards. If your needs exceed 20 cards, upgrading to one of our standard plans is the next step. See
our pricing page
for details or
reach out to us
for a personalized quote that matches your organization's requirements and budget.
What if I need more than 8 employee seats or 2 admin/accountant seats?
If you need more seats, you can add up to 10 additional employee seats for €99/month or purchase extra admin/accountant seats for €19 per seat. The total number of seats is capped at 20. If your needs exceed this limit, upgrading to one of our standard plans is the next step. See
our pricing page
for details or
reach out to us
for a personalized quote that matches your organization's requirements and budget.
What if I need to review more than 15 reimbursements or invoices?
If you need to review more than 15 reimbursements or invoices per month, you will need to upgrade to one of our regular plans. See
our pricing page
for more information or
contact us
to tailor a personalised quote.
How long can I use the Growth program?
You can use the Growth program for 2 years, providing you meet the eligibility criteria and stay within the defined card, user, and monthly invoice and reimbursements limits.
What if we're larger than 10 employees?
You will need to use one of our regular plans. See
our pricing page
for more information or
contact us
to tailor a personalised quote.
What if we have more than one business entity and/or are part of a group?
If your business is part of a group and you only want to onboard one of your entities, our Growth Program is suitable for you, provided you are not applying as the parent entity. However, if you are looking to onboard your entire group and require a solution that supports complex company structures, our regular plans would be more appropriate. These regular plans are designed to cater to the needs of parent companies with multiple subsidiaries, providing a comprehensive spend management solution for the entire group.
What if we outgrow the Growth program?
If you need to add more users or cards or review more invoices and reimbursements, you can upgrade to any of our regular plans at any time. Not only that, but being part of the Growth program gives you a 50% discount on regular pricing when you upgrade in your first year, or a 25% discount when you upgrade in your second year.
What can I do during the 7-day exploration period?
During your 7-day Payhawk preview, you can explore the platform, set up your account, navigate the dashboard, upload expenses, and configure approval workflows, all without any commitment.
If you’re ready to unlock full payment capabilities, like issuing corporate cards, paying suppliers, and reimbursing employees, simply submit your business verification (KYC) documents and your account will be fully activated.
Start smart now, save big later!
Save 85% and gain full control over your business spend.
2 admin and 8 employee seats
10 debit cards with unlimited card transactions
Automated expense management
Review up to 15 reimbursements оr invoices per month
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This product is not available for micro-enterprises or small charities as defined in the UK Consumer Duty Regulations. A micro-enterprise employs less than 10 people and has a turnover or annual balance sheet of no more than €2 million. A business must have both of these defining features to be considered a micro-enterprise. See the
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